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Shop Pay

What is Shop Pay?
When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% APR interest installment payments - with no additional, hidden, or late fees.*

How it Works
- Add items to your cart.
- Check out with Shop Pay.
- Choose to pay in 4 installments.

Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.

Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

Learn More

Financing Starting at 0% APR

What is Shop Pay? When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% APR interest installment payments - with no additional, hidden, or late fees.*

How it Works
  • Add items to your cart.
  • Check out with Shop Pay.
  • Choose to pay in 4 installments.


    • Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.
    Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.

    Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

    *Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

    Shop Pay FAQ

    SHOP PAY LED LIGHTING FINANCING FAQS

    Shop Pay is a financing alternative to credit cards that allows you pay over time for your LED lighting needs. You’re in control of how long you get to make monthly payments. Plus, you never pay more than what you agree to up front.

    Shop Pay innovative financing solution allows our customers to pay for items in monthly installments with rates as low 0% APR or 10-36% APR.

    Affirm is a financing alternative to credit cards that allows you pay over time for your LED lighing needs. You’re in control of how long you get to make monthly payments. Plus, you never pay more than what you agree to up front.

    Affirm’s innovative financing solution allows our customers to pay for items in monthly installments with rates as low 0% APR or 10-36% APR.

    Affirm loans are usually offered in up to 4 week to 18-month terms. For larger purchases, you might get an option for up to 36 months. Once you apply you’ll be presented with the loan length options.

    Not Always. If you don’t qualify for the full amount of your purchase a down payment for the loan may be required. If a down payment is required for your rim financing you will be presented with the option of doing so and the down payment will be processed right after you confirm your loan.

    After that, it’s business as usual. Your first monthly payment is due at the usual time—about a month after your loan is finalized.

    Voluntary down payment

    You’re not able to make a down payment if it’s not offered to you for your rim financing. But you can pay down your loan payments with any amount as soon as your loan is confirmed.

    Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.

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